SMB Toolbox
Free and low-cost software for business owners and professionals — built and maintained by one accounting firm.
Tools for business owners
W9 Assistant
Fill out, sign, and send a W-9 in minutes.
First one free $9 one-time unlock for unlimited.Invoice Flow
Send invoices and get paid by card.
FreeSubsInsured
Track subcontractor insurance certificates and expiration dates.
FreeS-Corp Salary Calculator
What should you pay yourself? Get a full reasonable-compensation report.
FreeSocial Security Estimate
Estimate your benefit at any claiming age.
FreeEZ Bank Statement
Turn a bank statement into a QuickBooks-ready file.
Opening soon $1–$5 per statement once open.BookWise
Simple bookkeeping with a P&L and balance sheet.
FreeSimple Projections
Quarterly tax projections — know your tax bill before the year ends.
$20/yearHR Notes
Employee documentation that holds up — timestamped entries, signed acknowledgments.
FreeDigital Corporate Book
Your company’s records, organized in one place.
Opening soonThe SMB Toolbox
Our original toolkit: 27 quick calculators and planners for the numbers behind your business.
- 13-Week Cash Flow — Project your cash week by week for the next quarter.
- 3-Minute Financial Vitals — A quick health check: margins, payroll share, cash runway.
- Break-Even Point Explorer — See the sales level where you stop losing money.
- Cash Target Methods — Three ways to size the cash reserve your business needs.
- Client Accountability Hub — Track meetings, decisions, and follow-ups in one place.
- Core Capital Target — A simple two-months-of-expenses reserve target.
- Decision Journal — Log decisions and check them against outcomes later.
- Deductible Decision Tree — A quick quiz: is this expense likely deductible?
- Financial Gap Calculator — Find the working-capital gap hiding in receivables, payables, and inventory.
- Goals Tracker — Set goals and watch progress against targets.
- Gross Margin & Markup Calculator — Margin vs. markup, side by side.
- Growth Lever Modeler — Move the levers — traffic, conversion, average sale — and see revenue change.
- KPI Suggester — AI suggests the 3–5 metrics your business should track.
- Loaded Payroll Cost Calculator — The true cost of an employee, taxes and benefits included.
- One-Page Business Plan — Answer eight prompts; AI drafts a one-page plan.
- Opportunity Scorecard — Payback, profit, and ROI for a new opportunity.
- Percentage P&L Goal Setter — Find the cost mix that hits your profit target.
- Pricing Calculator — The price you need for the margin you want.
- Quick Ratio Analysis — Liquidity ratios with plain-English gauges.
- Recurring Task Visualizer — Recurring tasks — payroll, taxes, reviews — on one calendar.
- Return on Capital — How hard is your invested capital working?
- Salary Cap Calculator — Is payroll within a sustainable share of gross profit?
- Simple Process Mapper — Describe a process; AI turns it into clear steps.
- Simple Valuation — A quick earnings-based estimate of what your business is worth.
- Small Business Benchmarking — Your margins vs. typical and top performers.
- Tax Forecaster — A high-level estimate of your tax bill from year-to-date profit.
- Working Capital Calculator — How much working capital your operation really needs.